Life and Health

The Life & Health Division is primarily responsible for the regulation, review, and processing all Life, Annuities, Health, Sickness and Accident products and rates. Policy forms and rates must be filed with the Life and Health Division prior to use pursuant to Neb. Rev. Statute 44-710 and 44-511. The Life and Health Division reviews approximately 11,000 various life and health forms, including policies, riders, endorsements, applications, advertising, and rates annually.

Other activities of the Life and Health Division include collaboration with other Divisions on a variety of life and health insurance issues. The Life and Health Division also reviews prompt payment certifications and annual filing requirements, including Long-Term Care and Medicare Supplement reports.

Contact Information:
Phone: (402) 471-4551
Fax: (402) 471-6559
Contact Staff

Filing Guidance

 


 

Life & Health Information

 


 

Related Life & Health Information

  • Discount Medical Plan Organizations
  • Prompt Payment Act Compliance Statements
  • New or Updated Marketing Rules Effective October 1, 2008
  • Interstate Insurance Product Regulation Commission (IIPRC)
    • The Interstate Insurance Compact ("Compact") is an important modernization initiative that benefits state insurance regulators, consumers and the insurance industry. The Compact enhances the efficiency and effectiveness of the way insurance products are filed, reviewed and approved allowing consumers to have faster access to competitive insurance products in an ever-changing global marketplace. The Compact promotes uniformity through application of national product standards embedded with strong consumer protections.

      The Compact established a multi-state public entity, the Interstate Insurance Product Regulation Commission (IIPRC) which serves as an instrumentality of the Member States. The IIPRC serves as a central point of electronic filing for certain insurance products, including life insurance, annuities, disability income and long-term care insurance to develop uniform product standards, affording a high level of protection to purchasers of asset protection insurance products.

      To learn more about the Compact visit www.insurancecompact.org.

      For more information about fee structure for regional insurers visit www.insurancecompact.org/industry_resources.htm.