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General Information
Connie Van Slyke (Administrator)
Connie.Vanslyke@nebraska.gov
402-471-4647
- Medical Malpractice
- Workers' Compensation
- Title
- Credit/Credit Property
- Pre-Paid Legal
- Mortgage Guaranty
- Ocean/Inland Marine
- Professional Liability
- Product Liability
- Directors & Officers
- Aircraft
- Fidelity & Surety
- Crime/Burglary/Theft
- Boiler & Machinery
- Interline
- Commercial Umbrella
Emma Covalt
emma.covalt@nebraska.gov
402-471-4651
- Commerical General Liability
- Medical Malpractice - Excess Liability Fund
Phuong Tran
phuong.tran@nebraska.gov
402-471-2201
- Commerical Property
- Commerical Package
- Businessowners
Wyatt Powers
wyatt.powers@nebraska.gov
402-471-2201
Medical Malpractice - Excess Liability Fund
doi.nelf@nebraska.gov
402-471-4651
What We Do:
- Analyze and take final action on rate and form filings made by insurance companies and other entities, such as advisory organizations
- Provide technical support in property and casualty matters to other divisions within the Department of Insurance
- Handle the daily administrative activities of the Nebraska Hospital Medical Excess Liability Fund and the Residual Fund
- Communicate with insurance companies, producers and consumers regarding questions pertaining to the property and casualty lines of insurance
Links to more resources:
- Questions regarding workers' compensation claims or benefits are handled by the Nebraska Workers' Compensation Court
- Questions regarding the Workers' Compensation Assigned Risk Plan administered by Travelers Indemnity Company -
This link includes the contact list, the application instructions, and the rates. - For assistance with requesting a Certificate of Authority, Certificate of Compliance, Certificate of Deposit or Certificate of Valuation
- Questions regarding Contractor Registration should be directed to the Nebraska Department of Labor
Filing Guidance
Confidentiality Guidelines for Property & Casualty Insurance Filings in SERFF
Model-Dependent P&C SERFF Filings Initially Submitted after January 2nd, 2024
SERFF Filings Public Access for Users Without a SERFF Login
Insurance company filings are available to the public through the NAIC System for Electronic Rate and Form Filing (SERFF) interface. This link will allow you to view Rate and Form filings electronically.
https://filingaccess.serff.com/sfa/home/NE
- Click Begin Serach, then under Filing Search, provide as much information as possible to narrow the results
- If you do not see what you are looking for, broaden the search
- You can sort your research results by date or type of filing
Workers' Compensation
Administered by
The Nebraska Workers Compensation Insurance Plan (NWCIP) provides workers' compensation and employers' liability coverage to employers who are unable to secure coverage through the voluntary market.
Beginning July 1, 2000, Travelers Indemnity Company replaces the previous residual market mechanism which was administered by Aon Risk Services, Inc. and Employers Insurance of Wausau.
Travelers will be the Plan Administrator and Contract Carrier for the Nebraska WCIP.
For information concerning eligibility and instructions for obtaining coverage through the NWCIP,
Please use the links below:
Nebraska Assigned Risk Contact Information
Nebraska Application Instructions
Nebraska Workers' Compensation Contract
Workers' Compensation Plan Safety Committee Acknowledgement of Requirements
Compensation Rates
2024 Rates
(eff. 2/1/2024)
Codes 0005-9620 Miscellaneous Values
2023 Rates
(eff. 2/1/2023)
Codes 0005-9620 Miscellaneous Values
2022 Rates
(eff. 2/1/2022)
Nebraska Workers' Compensation Court
At the request of the Nebraska Workers' Compensation Court, the Nebraska Department of Insurance has drafted and approved a mandatory amendatory endorsement for attachment to policies providing specific and/or aggregate excess workers' compensation insurance for entities approved as self-insurers in the State of Nebraska. With policy information inserted, this endorsement should be attached to every specific and/or aggregate excess workers' compensation policy issued to an entity approved as a self-insurer in the State of Nebraska.
It is our intent not to approve any provisions in conflict with this endorsement. In addition, so-called "deductible endorsements" (of any form) and retrospective ratings will not be approved to be used for excess workers' compensation policies issued to an entity approved as a self-insurer in the State of Nebraska. These actions reflect the policies of the Workers' Compensation Court for approved workers' compensation self-insured employers.
Nebraska Amendatory Endorsement for Excess Workers' Compensation Policies
Medical Professional Liability
Department Contact:
Emma Covalt
402-471-4651
Doi.Nelf@nebraska.gov
Claim Information:
Laura Arp
7220 Tallgrass Pkwy, 301E
Lincoln, NE 68521
402-318-4814
lla@nebmedmal.org
Payment of the Surcharge
Submit the payment online here:
Payment Portal
Email Proof of Coverage
Submit the Certificate of Insurance here:
Doi.Nelf@Nebraska.gov
If you do not know your license number you can go to the DHHS site at https://www.nebraska.gov/LISSearch/search.cgi . If an entity doesn't have a license number, it will be registered with the Secretary of State - enter the account number which can be found at https://www.nebraska.gov/sos/corp/corpsearch.cgi?nav=search
IMPORTANT - SUBMITTING BOTH OF THESE REQUIREMENTS AT THE SAME TIME WILL EXPEDITE PROCESSING
IMPORTANT
MEDICAL PROFESSIONAL LIABILITY - EXCESS LIABILITY FUND
At the request of our stakeholders, we now have an ONLINE PAYMENT PORTAL for paying the Excess Liability Fund surcharge premium.
Both of the steps to qualify for the Excess Liability Fund can now be completed online:
STEP ONE: Use the online portal to pay the surcharge premium, which is a percentage (currently 50%) of the premium reflected on your Certificate of Insurance.
Save your receipt as a PDF.
STEP TWO: Email the payment receipt and your Certificate of Insurance to doi.nelf@nebraska.gov
** SUBMITTING YOUR CERTIFICATE AND PROOF OF PAYMENT TOGETHER IN AN EMAIL RESULTS IN A QUICKER TURNAROUND FOR YOUR QUALIFICATION LETTER**
Questions can be sent to doi.nelf@nebraska.gov or Contact Emma Covalt at 402-471-4651.
This document is intended only as a reference. Please consult the statutes and regulation for controlling law. Questions related to implementation of the increased underlying limits as of 1/1/2025 are in red type in the Coverage Terms and Dollar Amounts – 2025 Changes section of these FAQs.
Summary of Key Provisions in the Act
Relevant Statutes and Regulations: Nebraska Hospital-Medical Liability Act at Neb. Rev. Stat. §§ 44-2801 to 44-2855; The regulation implementing the Act is Title 210, chapter 32 of the Nebraska Administrative Code.
The Nebraska Hospital-Medical Liability Act was enacted in 1976. The intent of sections 44-2801 to 44-2855 is:
- To serve the public interest by providing an alternative method for determining malpractice claims in order to improve quality of care,
- To improve its quality and to reduce the cost thereof, and
- To insure the availability of malpractice coverage at reasonable rates.
The Act provides a Medical Review Panel process as an “alternative method for determining malpractice claims.” Plaintiffs may waive their right to a medical review panel.
The Act establishes a cap on the total amount recoverable. For occurrences after 12/31/2014, that amount is set at $2,250,000.
The Act created the Excess Liability Fund provides a layer of excess coverage up to the cap and is funded by an annual surcharge, currently set at 50% of the premium for underlying coverage. In 2025, the surcharge is set at 35%. This underlying coverage must be obtained from an insurance company authorized to write malpractice insurance in Nebraska, then submitted to the Department as part of the qualification process described in these FAQs. Until 1/1/2025, the requirement is $500,000/$1,000,000 for physicians and CRNAs and $500,000/$3,000,000 for hospitals. After 1/1/2025, the requirement is $800,000/$3,000,000 for all types of health care providers.
These provisions in the Act ensure that malpractice insurance is available at reasonable rates, thereby increasing the availability of quality care at reasonable costs to the public in the State of Nebraska.
Providers who qualify under the Act must post notice of that qualification and patients’ right to elect not to be bound by the terms of the Act.
Health Care Provider Eligibility
Who is eligible to participate in the Fund?
The provisions of the Nebraska Hospital-Medical Liability Act only apply to qualified health care providers. Neb. Rev. Stat. § 44-2821. The term “health care provider” is defined by statute as a physician, CRNA, entity that provides medical services by physicians or CRNAs, hospital, or the successor or assignee of any of these health care providers. Neb. Rev. Stat. § 44-2803.
A “physician” is a person with an unlimited license to practice medicine in this state pursuant to the Medicine and Surgery Practice Act or a person with a license to practice osteopathic medicine or osteopathic medicine and surgery in this state pursuant to Neb. Rev. Stat. §§ 38-2029 to 38-2033. Neb. Rev. Stat. § 44-2804.
A “hospital” is a public or private institution licensed pursuant to the Health Care Facility Licensure Act. Neb. Rev. Stat. § 44-2806.
Voluntary Participation
Is Fund participation voluntary?
Yes. Providers can choose not to participate in the Fund.
What if I choose not to participate in the Fund?
If a health care provider is not qualified for a claim, the provider is subject to liability under doctrines of common law. This means the patient’s remedy is not affected by the Act, including the statutory cap on damages. Neb. Rev. Stat. § 44-2821.
Financial Responsibility – Coverage Options
How do I meet the financial responsibility requirements?
A health care provider can meet the financial responsibility requirements for Fund qualification “only by filing with the director proof that the health care provider is insured [by the Residual Malpractice Authority] or by a policy of professional liability insurance in a company authorized to do business in Nebraska.” Neb. Rev. Stat. § 44-2827.
The Act also allows the Board of Regents of the University of Nebraska to establish a risk-loss trust to provide coverage that can be used for hospitals operated by the Board of Regents or physicians employed by the Board of Regents. Neb. Rev. Stat. § 44-2827.01.
What insurers can issue qualifying coverage?
An insurance company engaged in writing malpractice liability insurance in Nebraska can provide qualifying coverage. Neb. Rev. Stat. § 44-2814. Insurance companies doing “any insurance business” in Nebraska must have a certificate of authority from the Department of Insurance. Neb. Rev. Stat. § 44-303. A list of admitted insurers who write Fund-eligible malpractice insurance is provided at https://doi.nebraska.gov/insurers/property-and-casualty under “Medical Professional Liability.”
What if I cannot find coverage in the admitted market?
If a health care provider has made a diligent effort to obtain coverage in the admitted market and has been declined by at least two insurers, the health care provider may apply for coverage from the Residual Malpractice Authority. Neb. Rev. Stat. § 44-2838.
Coverage Terms and Dollar Amounts, 2025 Changes
Are there policy terms that must be included in coverage submitted as proof of financial responsibility?
When proof of financial responsibility is filed with the Department as part of the Fund qualification process, that filing constitutes, on the part of the insurer and the health care provider, “a conclusive and unqualified acceptance of the provisions of sections 44-2801 to 44-2955.” Any provision attempting to limit or modify an insurer’s liability in a way that conflicts with the Act will be void. Neb. Rev. Stat. § 44-2836. See the Commercial Lines Checklists at https://doi.nebraska.gov/insurers/property-and-casualty for a summary of the review standards (but remember that statutory provisions, not the checklist, control).
Coverage purchased from an admitted carrier can be written on either an occurrence or claims-made basis. Neb. Rev. Stat. § 44-2824. Residual Malpractice Authority coverage is on an occurrence basis only. 210 Neb. Admin. Code ch. 32 § 008.
The coverage must also comply with applicable per-occurrence and aggregate liability amounts. Neb. Rev. Stat. § 44-2827.
What coverage amounts are required?
Until 12/31/2024:
- For physicians, qualified entities, and nurse anesthetists: $500,000/$1,000,000
- For Hospitals and Surgical Centers: $500,000/$3,000,000
1/1/2025 and after:
- Any policy issued or renewed on or after 1/1/2025 must provide coverage limits of $800,000/$3,000,000. These limits apply to all types of health care providers.
See Neb. Rev. Stat. §§ 44-2824(1)(a) (per-occurrence and aggregate coverage amounts), 44-2831.01 (effective date for changes to underlying limits).
Which limits apply to a claim made before my 2025 renewal?
The limits on the policy responding to the loss will apply.
- If you have occurrence coverage (Residual Malpractice Authority coverage is always on an occurrence basis), the limits on the policy covering the occurrence apply.
- If you have claims-made coverage (almost all private market coverage is claims-made), the limits on the policy in effect when the claim was reported apply.
See Neb. Rev. Stat. §§ 44-2824(2) (qualification “shall be either on an occurrence or claims-made basis and shall be the same as the insurance coverage provided by the insured’s policy”), 44-2831.01(4) (the increases in coverage requirements “shall apply to policies issued or renewed and risk-loss trust years that commence on or after January 1, 2025”).
What about tail coverage?
For tail coverage issued on or before 12/30/2024, the $500,000 limits that applied when the coverage was issued will continue to apply. The premium for tail coverage is paid once at the inception of the endorsement or policy and is not paid again, so in order to avoid imposing a higher limit than underwriters anticipated, the $500,000 limit will stay in place for the life of the tail coverage.
If the insurer issued the extended reporting endorsement or tail coverage on or after 1/1/2025, the $800,000 underlying coverage limit applies.
Surcharge as Percentage of Premium
How is the surcharge determined?
Every year, the Department holds a surcharge hearing to determine what percentage of the premiums paid to private insurers for their layer would be needed to maintain the Fund. Neb. Rev. Stat. § 44-2829. The past five years’ surcharge determinations are posted at https://doi.nebraska.gov/insurers/property-and-casualty under Medical Professional Liability.
What is the current surcharge?
For policies issued or renewed in 2024, the surcharge is set at 50%. For policies issued or renewed in 2025, the surcharge is set at 35%.
My premium is reduced based on the deductible I select, is that reduced amount the basis for the surcharge?
No. “The full premium, without credit for the deductible, must be reported on the proof of financial responsibility and the applicable surcharge will be based upon that full premium.” 210 Neb. Admin. Code ch. 32 § 004.01.
Qualification Procedure
What do I need to file with the Department to be qualified under the Act?
Two actions are statutorily required to qualify:
- Submit proof of financial responsibility (private market insurance from an insurer licensed in Nebraska, in the amounts required by statute) and
- Pay the surcharge set by the Department as a percentage of the premium for the underlying coverage.
Who can submit proof of financial responsibility to the Fund?
Proof of financial responsibility may be submitted to the Fund either by the health care provider or the agent, broker, or insurer on behalf of the provider.
Does the Fund require a particular form of proof, such as a certificate of insurance?
Acceptable proof of financial responsibility can be a certificate of insurance, policy or declarations page, or a written statement or binder from an insurance company representative or agent. 210 Neb. Admin. Code ch. 32 § 004.01A.
What information must be included in the proof of financial responsibility sent to the Fund?
Proof of financial responsibility sent to the Fund must be on a document issued by an admitted carrier and contain:
- The name of each qualified health care provider and insurer;
- Limits of coverage;
- Policy inception and expiration date;
- Premium for insurance coverage for limits required to qualify under the act without credit for deductibles, if applicable;
- Any retroactive dates, if applicable;
- Whether qualification is on an occurrence or a claims-made basis; and
- Deductible amount, if any.
210 Neb. Admin. Code ch. 32 § 004.01B.
What forms of payment are acceptable?
The Department allows payment by check or through the online payment portal.
Checks should be made out to: Nebraska Excess Liability Fund.
A link to the portal and instructions are at https://doi.nebraska.gov/insurers/property-and-casualty under Medical Professional Liability. The portal will ask for your provider or facility license number, or if qualifying an entity not licensed by DHHS (typically a physician or CRNA group practice), use the entity’s Secretary of State account number. Please save proof of the electronic payment, then email both the proof of financial responsibility and proof of electronic payment to DOI.NELF@Nebraska.gov so that the Department can match the payment with the provider’s proof of financial responsibility.
Can I be qualified under two policies at the same time?
Because a qualified health care provider “shall not be liable” beyond the underlying limit to “any patient” for “all claims or causes of action” resulting from “any occurrence during the period that the Act is effective” under Neb. Rev. Stat. § 44-2825(2), and because qualification is on the same basis as the insurance coverage provided by the insured’s policy under Neb. Rev. Stat. § 44-2824(2), only coverage that applies to any patient, all claims, and any occurrence will be accepted as adequate financial responsibility.
With this any patient, all claims, and any occurrence coverage requirement, a second policy would be superfluous. Additionally, qualifications based on a second policy could not be tracked in the Department’s computer system for administering renewal reminders.
Initial Qualification
When is my initial qualification effective?
An initial qualification is effective upon the date the health care provider’s proof of financial responsibility is received by the Department on the condition that the Director also receives payment of the surcharge within 30 days. 210 Neb. Admin. Code ch. 32 § 004.02A.
If the surcharge payment is not received within 30 days after proof of financial responsibility was submitted to the Department, qualification is not effective until both the surcharge and the proof of financial responsibility are received by Fund. 210 Neb. Admin. Code ch. 32 § 004.02A.
Payment of the surcharge does not provide Fund coverage until proof of financial responsibility is received by the Fund.
Will I receive proof of qualification?
Yes. You will receive a letter stating that you are qualified along with the effective and expiration dates for your qualification. 210 Neb. Admin. Code ch. 32 § 006.03.
How long is the turnaround for qualification letters?
The Department must send qualification acknowledgement letters within five business days of receipt of proof of financial responsibility and surcharge payment. 210 Neb. Admin. Code ch. 32 § 006.03. Typically, these qualification letters are sent within two business days.
If I was qualified on the date of claim and was covered by a claims-made policy, am I covered for that claim?
If a health care provider was not qualified at the time of the alleged occurrence giving rise to the claim, the health care provider is not qualified for purposes of that claim, even if the provider submitted a claims-made policy and paid the surcharge before the claim was made. Neb. Rev. Stat. § 44-2824(4).
Annual Qualification Renewal
Once qualified, do I need to do anything to remain covered by the Fund?
Yes. Qualification is renewed annually on a policy year basis. See Neb. Rev. Stat. §§ 44-2824, (setting aggregate liability for “all occurrences or claims made in any policy year”), 44-2829 (surcharge is due within 30 days of initial qualification and “shall be payable annually thereafter”).
To renew qualification, a health care provider will provide proof of renewed financial responsibility and pay the next year’s surcharge. Qualification based on tail coverage does not need to be renewed annually, as explained in the Extended Reporting section below.
When does Fund qualification need to be renewed?
Qualification expires on the date the provider’s proof of financial responsibility expires unless the Fund receives proof of renewed financial responsibility on or before that date, subject to a 30-day grace period. 210 Neb. Admin. Code ch. 32 § 004.02B.
Will I receive notice that my Fund qualification is expiring?
The Fund will send the health care provider a Renewal Notice approximately 30 days before existing coverage expires.
If the Fund has not received proof of financial responsibility by the day the prior coverage expires, the Fund will send an Expiration Notice stating the date proof of financial responsibility was due and informing the provider that failure to submit proof within 30 days will result in a gap in Fund qualification dating back to the date the last-submitted coverage expired. 210 Neb. Admin. Code ch. 32 § 006.01.
The 30-day notification period begins to run on the date the Expiration Notice was mailed. 210 Neb. Admin. Code ch. 32 § 006.04.
When is my renewal surcharge due?
Your surcharge payment is due within 30 days of the date the Department received your proof of renewed financial responsibility. 210 Neb. Admin. Code ch. 32 § 006.02.
Will I receive proof of renewed qualification?
Yes. You will receive a letter stating that your qualification is renewed with the effective and expiration dates for your new qualification. 210 Neb. Admin. Code ch. 32 § 006.03.
Renewal Grace Period and Suspension for Late Payment
What happens if I miss my renewal deadlines?
If you submit proof of renewed financial responsibility within the 30-day grace period, there will be no gap in Fund qualification on the condition that you pay the surcharge within 30 days of submitting proof of financial responsibility. 210 Neb. Admin. Code ch. 32 § 006.01.
Qualification remains effective only as long as the insurance coverage submitted as proof of financial responsibility remains effective. Neb. Rev. Stat. § 44-2824(1)(a). A health care provider that fails to renew or continue qualification in the manner provided by law and regulations will cease to be qualified under the Act. Neb. Rev. Stat. § 44-2824(5).
If you fail to pay the surcharge within 30 days after submitting proof of financial responsibility, the Fund will send a Suspension Notice explaining that your Fund qualification is suspended and to avoid a gap in Fund qualification, you must pay within 30 days of the Suspension Notice. Neb. Rev. Stat. § 44-2829(5), 210 Neb. Admin. Code ch. 32 § 006.02.
Failure to pay the surcharge by the date stated in the Suspension Notice will result in suspension of the health care provider’s qualification “on a stated effective date not less than 30 days after the date of notice if the required surcharge is not paid,” and that “the suspension shall continue until the surcharge is paid.” 210 Neb. Admin. Code ch. 32 § 006.02.
The 30-day notification period begins to run on the date the Suspension Notice was mailed. 210 Neb. Admin. Code ch. 32 § 006.04.
Please note that the consequences for failure to submit proof of financial responsibility within 30 days are more severe—there is no additional 30-day suspension period if proof of renewed financial responsibility is not received within the initial 30-day grace period.
Can I “backdate” Fund coverage to an earlier date to match backdated coverage from my insurer?
No. The Fund does not have flexibility to backdate coverage the way a private insurer can. The above-described statutes and regulations provide deadlines and limits on grace periods for late submissions.
Ending or Switching Coverage, Extended Reporting
What if I retire or stop providing medical care in Nebraska but want my Fund qualification to cover later-reported claims?
Health care providers who have retired or ceased doing business are permitted to submit “tail” coverage to continue qualification for claims reported after regular coverage ends. Neb. Rev. Stat. § 44-2824(3).
An extended reporting endorsement or “tail” coverage can be submitted at the time the provider switches from regular coverage to tail coverage and will not need to be renewed annually. 210 Neb. Admin. Code ch. 32 § 007.
Are there any special considerations if I switch carriers?
A health care provider switching claims-made coverage from one insurer to another will need to know which insurer will cover claims made after the switch that are based on occurrences within the prior policy period. Typically, the provider must purchase an extended reporting endorsement from the former carrier to cover later-reported claims. Sometimes, the replacing insurer is willing to provide prior acts coverage back to a provider’s initial Fund qualification date. 210 Neb. Admin. Code ch. 32 § 007.
Can I receive a refund of unearned premium from the Fund?
Yes. If you paid for a full year of coverage from the Fund, but you terminate your coverage before the policy year ends, you can request a return of unearned premium. The Department requires that requests for premium refunds be submitted within a reasonable time.
Posting Notice of Qualification and Patients’ Right to Opt Out
Do I have to post notice that I am Fund qualified?
Yes. Posting notice is required of every health care provider covered by the Fund. Neb. Rev. Stat. § 44-2821(4). Keep in mind that notice is not a requirement for qualification under the Act, but rather a requirement imposed on those already qualified.
Where should the sign be posted?
Notice to patients should be continuously posted in the provider’s waiting room or other suitable location. 210 Neb. Admin. Code ch. 32 § 009.
What should the posted notice say?
“(Name of Health Care Provider) has qualified under the provisions of the Nebraska Hospital-Medical Liability Act. Patients will be subject to the terms and conditions of the Act unless they file a refusal to be bound by that Act with the Director of Insurance of the State of Nebraska.”
In addition to the foregoing, the sign may also include, “This notice is being provided as required by the Nebraska Hospital-Medical Liability Act, Neb. Rev. Stat. § 44-2821(4), as amended.”
210 Neb. Admin. Code ch. 32 § 009.
How big does the sign have to be?
The notice should be at least the size of a regular 8 ½ x 11-inch piece of paper. 210 Neb. Admin. Code ch. 32 § 009.
These FAQs were last updated 5/1/2024.
Campmed Casualty & Indemnity Company, Inc.
12100 Sunset Hills Road, Suite 300
Reston, VA 20190
(800) 831-9506
Capitol Indemnity Corporation
1600 Aspen Commons, Suite 300
Middleton, WI 53562
(800) 475-4450
Continental Casualty Company
151 N. Franklin Street
Chicago, IL
(312) 822-5653
Copic Insurance Company
P.O. Box 17540
Denver, CO 80217
MAG Mutual Insurance Company
P.O. Box 52979
Atlanta, GA 30355
MMIC Insurance Inc.
7701 France Avenue South, Suite 500
Minneapolis, MN 55435
(800) 328-5532
Norcal Mutual Insurance Company
575 Market Street, Suite 1000
San Francisco, CA 94105
(844) 466-7225
Preferred Professional Insurance Company (PPIC)
P.O. Box 540658
Omaha, Ne 68154
(800) 441-7742
ProAssurance Casualty Company
100 Brookwood Place
Birmingham, AL 35209
(800) 282-6242
ProSelect Insurance Company
One Financial Center 13th Floor
Boston, MA 02111
(800) 225-6168
The Doctors' Company
185 Greenwood Road
P.O. Box 2900
Napa, CA 94058
(800) 421-2368
The Medical Protective Company
5814 Reed Road
Fort Wayne, IN 46835
(800) 348-4669
UMIA Insurance Inc.
310 East 4500 South, Suite 600
Salt Lake City, UT 84107
(800) 748-4380
Zurich American Insurance Company
1299 Zurich Way, 5th Floor
Schaumburg, IL 60196
(847) 605-6000
Hospital-Medical Liability Surcharge Determination for the Year 2025
Hospital-Medical Liability Surcharge Determination for the Year 2024
Hospital-Medical Liability Surcharge Determination for the Year 2023
Hospital-Medical Liability Surcharge Determination for the Year 2022
Hospital-Medical Liability Surcharge Determination for the Year 2021
Hospital-Medical Liability Surcharge Determination for the Year 2020
Nebraska Hospital-Medical Liability Act Annual Report for the Year 2023
Nebraska Hospital-Medical Liability Act Annual Report for the Year 2022
Nebraska Hospital-Medical Liability Act Annual Report for the Year 2021
Nebraska Hospital-Medical Liability Act Annual Report for the Year 2020
Nebraska Hospital-Medical Liability Act Annual Report for the Year 2019
Thank you for visiting the NDOI's Property and Casualty website. To help us create a better website for our stakeholders, please complete our Website Survey.
