Medicare can be a complicated topic. Worse yet, misinformation can lead to decisions that may result in penalties and a delay of benefits. To avoid mistakes, you are invited to learn about the basics of Medicare and what you need to consider as you approach Medicare eligibility. Welcome to Medicare is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will address questions like:
Lincoln, NE (March 19, 2026) – As Nebraska continues to deal with the devasting fires, the Nebraska Department of Insurance (NDOI) is encouraging residents who experienced property damage to document all losses and contact their insurers.
The Nebraska Department of Insurance (Department), in response to the reduction or removal of commission to insurance producers by Medicare Advantage carriers, asked the Centers for Medicare and Medicaid Services (CMS) whether or not the use of consultants was allowable. Consultants, as opposed to insurance producers, charge a reasonable fee for their advice and placement of insurance business as opposed to obtaining a commission from a company.
The Department is issuing this Guidance Document to notify resident producers, prospective resident producers, insurance companies and any prospective candidate seeking licensure to become an insurance producer of an immediate change to the process for insurance producer examination in Nebraska.
How do I appeal a health decision?
If your health insurer refuses to pay a claim or rescinds your coverage, you have the right to ask the company to reconsider its decision. Insurers have to tell you why they've denied your claim or ended coverage. They have to let you know how you can dispute their decisions.
There are two stages to the appeals process:
What it is
A scam where fake associations sell cheap health policies that don't pay claims.
How the Scam Works
What is the Surplus Lines Market?
It is an insurance marketplace established for the purpose of insuring unique or hard-to-place risks. Rules that apply to surplus lines placements and companies differ from coverage obtained from licensed insurers in Nebraska.
What happens when an insurance company becomes insolvent?
When the Department of Insurance determines an insurance company can no longer meet its contractual obligations, the Director will petition the court for an order to liquidate the company.
Liquidation is like bankruptcy. When the order is issued by the court, the Department will distribute the company’s assets according to established law.
