Other Coverages, Endorsements, and Separate Policies

Water Backup

Protects against water damage from sources like backed-up sewers and drains

Equipment Breakdown

Covers the repair or replacement of household equipment like HVAC, water heaters, appliances, and electrical panels

Identity Fraud

Reimburses you for costs like legal fees, lost wages, and replacing ID's related to restoring your identity

Flood Insurance

Covers damage to building's structure such as foundation, electrical, and plumbing systems and personal contents from a flood

Umbrella

Provides additional liability coverage of homeowners policy. Protects assets if you're responsible for injuries and property damage

Earthquake

Covers the repair or replacement of household equipment like HVAC, water heaters, appliances, and electrical panels