Types of Coverages and Their Limits
Your homeowners insurance helps protect your home, belongings, and you financially when unexpected damage or injuries occur. Types of coverages homeowners insurance policies may include are:
Dwelling
Pays for damage to your house and structures attached to your house. This includes plumbing, electrical wiring, heating systems, and permanently installed air-conditioning systems. Coverage applies when these parts of your home are damage and need repair or replacement.
Other Structures