Types of Coverages and Their Limits

Your homeowners insurance helps protect your home, belongings, and you financially when unexpected damage or injuries occur. Types of coverages homeowners insurance policies may include are:

Dwelling

Pays for damage to your house and structures attached to your house. This includes plumbing, electrical wiring, heating systems, and permanently installed air-conditioning systems. Coverage applies when these parts of your home are damage and need repair or replacement.

Other Structures

Why You Should Consider Homeowners Insurance

Protect your assets

Homeowners insurance covers the structure of your home and personal property. In addition, it also protects you from personal legal responsibility to other or their property while they are on your property.

Satisfy your mortgage lender

Mortgage lenders typically require you have insurance as long as you have a mortgage and list them as the mortgagee on the property. If you let insurance lapse, your mortgage lender will likely have your home insured. 

Navigating Medicare - Hastings

Medicare drug plans can be confusing, and coverage often changes yearly affecting the cost. Knowing how to pick the right plan to meet your needs is important to ensure you get the best coverage at the lowest cost. Navigating Medicare.gov is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will give you the tools to help make an informed decision and address questions like:

Navigating Medicare - Lexington

Medicare drug plans can be confusing, and coverage often changes yearly affecting the cost. Knowing how to pick the right plan to meet your needs is important to ensure you get the best coverage at the lowest cost. Navigating Medicare.gov is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will give you the tools to help make an informed decision and address questions like:

Navigating Medicare - Grand Island

Medicare drug plans can be confusing, and coverage often changes yearly affecting the cost. Knowing how to pick the right plan to meet your needs is important to ensure you get the best coverage at the lowest cost. Navigating Medicare.gov is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will give you the tools to help make an informed decision and address questions like:

Navigating Medicare - Grand Island

Medicare drug plans can be confusing, and coverage often changes yearly affecting the cost. Knowing how to pick the right plan to meet your needs is important to ensure you get the best coverage at the lowest cost. Navigating Medicare.gov is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will give you the tools to help make an informed decision and address questions like:

Welcome to Medicare - Grand Island

Medicare can be a complicated topic. Worse yet, misinformation can lead to decisions that may result in penalties and a delay of benefits. To avoid mistakes, you are invited to learn about the basics of Medicare and what you need to consider as you approach Medicare eligibility. Welcome to Medicare is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will address questions like:

Welcome to Medicare - Grand Island

Medicare can be a complicated topic. Worse yet, misinformation can lead to decisions that may result in penalties and a delay of benefits. To avoid mistakes, you are invited to learn about the basics of Medicare and what you need to consider as you approach Medicare eligibility. Welcome to Medicare is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will address questions like:

Welcome to Medicare - Lexington

Medicare can be a complicated topic. Worse yet, misinformation can lead to decisions that may result in penalties and a delay of benefits. To avoid mistakes, you are invited to learn about the basics of Medicare and what you need to consider as you approach Medicare eligibility. Welcome to Medicare is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will address questions like:

Welcome to Medicare - Hastings

Medicare can be a complicated topic. Worse yet, misinformation can lead to decisions that may result in penalties and a delay of benefits. To avoid mistakes, you are invited to learn about the basics of Medicare and what you need to consider as you approach Medicare eligibility. Welcome to Medicare is provided by the Nebraska SHIP & SMP, a member of the National SHIP & SMP network and a division of the Nebraska Department of Insurance, and will address questions like: