The Life & Health Division is primarily responsible for the regulation, review, and processing all Life, Annuities, Health, Sickness and Accident products and rates. Policy forms and rates must be filed with the Life and Health Division prior to use pursuant to Neb. Rev. Statute 44-710 and 44-511. The Life and Health Division reviews approximately 11,000 various life and health forms, including policies, riders, endorsements, applications, advertising, and rates annually.
Other activities of the Life and Health Division include collaboration with other Divisions on a variety of life and health insurance issues. The Life and Health Division also reviews prompt payment certifications and annual filing requirements, including Long-Term Care and Medicare Supplement reports.
Contact Information:
Phone: (402) 471-4551
Fax: (402) 471-6559
Contact Staff
Filing Submission
NOTICE - Filing Guidance for Changes to MIB, Inc. Authorization Forms- NOTICE - Electronic Submission of Rate and Form Filings
- 2001 CSO Mortality Table and Revised Valuation or Nonforfeiture Interest Rates
- Trade Secret Protection for Life & Health Insurance Filings in SERFF
Life & Health Information
- ACA Major Medical Checklist
- ACA Dental Checklist
- Glossary of Health Insurance Terms
- Previously Approved Filings
- SERFF (System for Electronic Rate and Form Filing)
- Interest Rate Added To Death Claims
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Nebraska statute 44-3,143 reads: Interest shall accrue from the date of receipt of proof of death to the date of payment at the rate calculated pursuant to section 45-103 in effect on January 1 of the calendar year in which occurs the date of receipt of proof of death. The court sets the rate, and the court may change the rate during the year, but the rate in effect on January 1 applies to death claims.
The current rate to be added to death claims not paid within 30 days of receipt of proof of loss in Nebraska can be found at the web site of the court: http://www.supremecourt.ne.gov/5017/judgment-interest-rate.
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- Long-Term Care Partnership
- SERFF Filing Access
Related Life & Health Information
- Discount Medical Plan Organizations
- Discount medical plan means a business arrangement or contract in which a person, in exchange for fees, dues, charges, or other consideration, offers access for its members to providers of medical or ancillary services and the right to receive discounts on medical or ancillary services provided under the discount medical plan from those providers.
- Prompt Payment Act Compliance Statements – 2016
- New or Updated Marketing Rules Effective October 1, 2008
- Interstate Insurance Product Regulation Commission (IIPRC)
- The Interstate Insurance Compact ("Compact") is an important modernization initiative that benefits state insurance regulators, consumers and the insurance industry. The Compact enhances the efficiency and effectiveness of the way insurance products are filed, reviewed and approved allowing consumers to have faster access to competitive insurance products in an ever-changing global marketplace. The Compact promotes uniformity through application of national product standards embedded with strong consumer protections.
The Compact established a multi-state public entity, the Interstate Insurance Product Regulation Commission (IIPRC) which serves as an instrumentality of the Member States. The IIPRC serves as a central point of electronic filing for certain insurance products, including life insurance, annuities, disability income and long-term care insurance to develop uniform product standards, affording a high level of protection to purchasers of asset protection insurance products.
To learn more about the Compact visit www.insurancecompact.org.
For more information about fee structure for regional insurers visit www.insurancecompact.org/industry_resources.htm.
- The Interstate Insurance Compact ("Compact") is an important modernization initiative that benefits state insurance regulators, consumers and the insurance industry. The Compact enhances the efficiency and effectiveness of the way insurance products are filed, reviewed and approved allowing consumers to have faster access to competitive insurance products in an ever-changing global marketplace. The Compact promotes uniformity through application of national product standards embedded with strong consumer protections.
