NEWS RELEASE - Last Month of Open Enrollment for Health Insurance Coverage

Last Month of Open Enrollment for Health Insurance Coverage

The open enrollment deadline for health insurance coverage is fast approaching and the Nebraska Department of Insurance would like to remind Nebraskans that January is the last month to be able to purchase health insurance for the 2016 plan year.

Individuals who would like to have their insurance coverage begin on February 1, 2016, should note that it is important to purchase the policy on or before January 15, 2016. Nebraskans who purchase their policies after the 15th of January can expect their insurance policy to begin on March 1, 2016.

Bruce Ramge, Director of Insurance, urges Nebraskans to shop around and purchase an insurance policy that fits their needs. “Selecting a health insurance plan is an important financial decision for Nebraskans and they may need the help of an agent or broker,” said Ramge. If an individual chooses to forego insurance for the 2016 plan year, it is important to remember that they may incur a federal tax penalty of $695.00 per adult or 2.5% of their household income, whichever is higher.

When shopping for an agent or broker, it is important to ask the agent:

  • if they are licensed with the state;
  • if they are registered with; and
  • if they have appointments with the insurance companies for which they are selling plans.

Open enrollment for 2016 health insurance coverage began on November 1 and runs through January 31. In order to avoid a tax penalty, it is imperative that consumers purchase the plan by January 31, 2016.

For more information about plans available in Nebraska, please go to and click on the box, “2016 Health Plan and Rate Review.”


Contact: Martin Swanson, 402-471-2201