Medicare Recipients Can Keep Medigap Plans C and F

Congressional changes do not apply to those enrolled in Medicare before 2020

The Nebraska Department of Insurance reminds seniors they can use free counseling through the Senior Health Insurance Information Program (SHIIP) to avoid misinformation.

It is important for Medicare recipients to understand they can keep a Medigap Plan C or F if they currently have one. Even though congressional changes to the Medicare Access CHIP Reauthorization Act (MACRA) of 2015 prohibit the sale of the plans beginning in 2020, it should be noted that the prohibition only applies to newly eligible Medicare beneficiaries. Congress did not prohibit the sale of these policies to people who were already eligible or enrolled in Medicare before 2020.

"If you currently have a Medigap Plan C or F, there is no legitimate reason you would need to replace it," said Bruce Ramge, director of the department. "I strongly encourage you to contact a SHIIP representative or your insurance agent to assist you in choosing a plan that best meets your needs."

SHIIP provides Nebraskans and their caregivers free and unbiased help from certified counselors. Seniors can ask questions by phone or arrange one-on-one counseling by calling its toll-free hotline at 1-800-234-7119.


View the consumer alert